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Buying a car isn't exactly a stress-free ride. First, you have to deal with the vultures on the lot. Then the negotiating begins and just when you thought it was over, you're dragged into a "finance office" where more unpleasant surprises await. Star Reviews wanted to simplify your life and scope out some auto loan providers for you, so we glanced at the Car Credit website in the process. We didn’t reach an epiphany when we first saw their website interface, but keep reading for our experience below.

What's New?

Get a response in as little as 60 seconds.
Car loans available for consumers with bankruptcy history
Helpful credit and calculators tools

Star Reviews' Favorite Feature:

While Car Credit may be little more than a broker/dealer referral company, they do indeed offer a wealth of car loan resources at their website. Whether you want to estimate your monthly payment with a loan calculator, learn how to improve your credit rating or read about car buying and identity theft, Car Credit has the resources you need.

The Car Credit Loan Process:

Like most dealer referral services, Car Credit has you fill out an online application and then submits that application to car dealerships in your area. The dealerships qualify you and then contact you regarding what cars and/or loans you may be eligible for. You go into the dealerships and then, if you find the car you need, the dealership will settle the financing details for you. The only difference between Car Credit and straight dealer financing is that the dealer has already viewed your credit information and pre-approved your loan before you even hit the lot.

Auto Loans Offered by Car Credit:

Car Credit doesn't offer direct auto loans. Instead, they refer you to dealers who will match you with an auto loan you qualify for.

Car Credit Website Offers:

Easy online application
New and used car loans
Bankruptcy and bad credit okay
Loan calculators
Helpful and informative loan and credit articles

Car Credit Customer Support:

There's nothing like being left to the mercy of the car dealerships and that's exactly what happens when you go through the Car Credit site. There is no customer service link, phone number or email address provided at the Car Credit website. You'd think with all the information you're giving them (social security number, birth date, driver's license info) they'd at least give you contact information in return. No can do on this auto loan website. There is a very short FAQs section, but if you find an answer here, we’d be shocked.

Upside:

Fast approval, bankruptcy okay, variety of helpful resources.

Downside:

No customer service whatsoever.

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