For those of you who need some quick cash, surfing through the National Payday website shouldn't pose too much of a challenge.

Star Reviews found its user interface to be pretty self-explanatory, although there was alot of text and several links that we felt could be condensed to some extent. All of the most-needed links such as 'Apply Now' and 'FAQs.' Some cool features we found were:

• No credit check required.
• First loan is completely FREE when paid in full by the given due date.

Overall, we felt that National Payday offered a simple, no-frills application process that shouldn't stump anyone. Be aware that you will need to sign up with a checking account that has been active for at least a month. For first-time borrowers, loans range from $100-$300 at a rate of $25 for each $100 borrowed, which we thought was a tad high. Customer support is available via an efficient email address and a helpful FAQs database. We felt that National Payday deserved 5.5 Stars!

We thought that My Payday Loan was visually appealing, while not being particularly fancy or intimidating for those in desperate need of a payday loan.

Star Reviews thought the user interface was pretty fluid, while still maintaining some sense of order and direction. We liked how easy it was to find everything on this paycheck advance site. There's a few things we thought were noteworthy to mention:

• Get a FREE payday loan if you're a first-time, approved customer.
• When you refer a friend to My Payday Loan, you can receive free loans.

Overall, we liked that this paycheck advance service kept things simple, as they don't require any number of documents to be faxed. However, the loan application was a bit tough to fill out, which we think might be a challenge for someone who just wants a few hundred to tide them over. Like many loan sites, fees are $25 for every $100 borrowed, a price you really cannot escape. First-time borrowers can borrow $100 to $300, but long-established borrowers can get up to $1,000-talk about good luck! Customer support is only available through a FAQs database, which we found to be pretty comprehensive. Overall, we give them 5.0 Stars!

When evaluating Payday City, we found the website interface to be simple, yet painless in its search and navigation features.

While there wasn't a whole lot to this payday loan site, it had the basics we felt a paycheck advance service should have. They offer an online application, require applicants have a valid checking account and approve loans from $200-$500. We felt the application process was a bit lengthy, as they require several forms and personal information to be faxed to Payday City.

• Same-day money option.
• 15-day extensions at $50 per extension.

Overall, Star Reviews felt this site accomplished the goals of a basic payday loan service. However, we think the signup process might be a little rigorous for a novice Internet user and someone who just needs quick cash. Fees are $25 for each $100 borrowed, which is pretty typical of payday loans online. Quick cash comes with a cost! Customer support is only available through a friendly and responsive email address and a less-than detailed FAQs section. We think they earn 5.0 Stars!

When we came across Loan Till Payday, we immediately noticed how vibrant this payday loan site was and we were instantly attracted.

Star Reviews likes how organized the site look is, with helpful tabs linking you to various functions such as 'Apply Now,' 'How it Works,' and 'Contact Us.' We always love when necessities such as the latter are openly available for customer use.

• Quick loan transfer-After filling out your application and upon approval, Loan Till Payday can transfer cash into your account in as soon as an hour.
• 14-day loan period, $200-$500 loans

We felt that this paycheck advance site was good enough for those who need some extra cash before their next payday. However, with that being said, we believe that their loan application could be much more simple, as a novice Internet user may not grasp all of its functions with ease. It was very extensive and we ran into several financial ads that didn't have to do with the loan itself throughout the process. Unfortunately, there are no prices disclosed until you submit your loan application with personal information. Customer support was pretty bad, as two non-responsive emails left us in the dark. We assign them 3.5 Stars!